| Date | Topic | Speaker |
|---|---|---|
| 21 Oct 2025 | Emerging Trends in Sustainable Finance |
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Elaine joined the International Affairs and Sustainable Finance team at the Chief Executive Officer's Office of the Securities and Futures Commission in June 2020. Elaine leads the team’s work to support and coordinate the SFC’s efforts in sustainable finance domestically and internationally with regulatory peers and key stakeholders.
Before her tenure with the Commission, she spent over eight years at MSCI Hong Kong and accumulated a total of two decades of experience in the financial services sector with private sector firms.
Throughout her professional journey, Elaine has specialized in investment risk management, undertaking a variety of roles that span from product development to client consulting and implementation.
In 2015, she transitioned into the ESG domain to spearhead MSCI ESG Research's business development initiatives across Asia, excluding Japan.
Elaine is a graduate of Singapore Management University, where she obtained her M.Sc. in Applied Finance, and the National University of Singapore, where she earned her B.Eng. in Chemical.
| Date | Topic | Speaker |
|---|---|---|
| 18 Jun 2025 | The Application of Machine Learning in Quantitative & Algorithmic Trading |
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| 15 Apr 2025 | Innovation in Insurance Industry |
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| 18 Mar 2025 | Navigating the future of money: HKMA’s Central Bank Digital Currencies (CBDCs) Journey |
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| 18 Feb 2025 | Innovation @ Microsoft |
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| 21 Jan 2025 | Leveraging AI to Elevate the Credit Analysis Process |
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| 17 Dec 2024 | Digital Innovation in Financial Services – What’s on the Horizon |
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| 19 Nov 2024 | Digital Assets - A Perspective from Venture Capital Investment |
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| 15 Oct 2024 | Innovating Together: Unlocking Value Through Fintech Partnerships |
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Professor WeiJian Pan is an Adjunct Professor in FinTech at CUHK, where he has taught Quantitative and Algorithmic Trading since January 2021.
As Head of Quantitative Research for Asia Equity Algorithmic Trading at Bank of America Securities, He leads a team focused on the design, research, and implementation of algorithmic trading strategies. He began his career in 2008 at Merrill Lynch in London as a Quantitative Researcher. In 2010, he relocated to Hong Kong, joining the Algorithmic Trading & Quantitative Strategies Group. Currently, as Managing Director, he oversees the equity algorithmic trading quant team, driving innovative solutions for global markets.
Professor Pan holds a Bachelor of Science in Physics (2001) and a Master of Science in Optical Sciences (2004) from Fudan University, as well as a Doctor of Philosophy in Electronic Engineering from the University of Nottingham (2008).

Mr. Anthony Buchanan is the Chief Information & Digital Officer for Sun Life Hong Kong Limited. In his role, Anthony leads IT, digital and operational transformation and implements changes to support Sun Life’s ambitious business strategy across the Life Insurance, Health and Retirement Solutions. He also works closely with functional leaders to drive agile way of working as well as the ambition innovation and GenAI strategies.

Mr. George Chou has been appointed as Chief Fintech Officer of the Hong Kong Monetary Authority (HKMA) since September 2023, with responsibilities for facilitating the healthy development of the fintech ecosystem in Hong Kong and promoting Hong Kong as a fintech hub in Asia. He joined the HKMA in 2009 and had since taken up different positions, including overseeing technology risk management of banks, and licensing and supervision of stored value facilities, before being appointed as Chief Manager of the Financial Infrastructure Development Division in 2022. Prior to joining the HKMA, Mr Chou served various roles in the private sector of financial industry for over 10 years. Mr Chou holds a Bachelor of Computer Science and Engineering degree and a Master of Business System degree from the Monash University, and a Master of Management degree in Financial Management from the Macquarie University.

As National Technology Officer at Microsoft Hong Kong, Mr. Fred Sheu supports policy decision and delivers technologically relevant solutions into Hong Kong market. Fred’s main objectives are to align IT value propositions to public policies in such areas as healthcare, education, the environment, and local social and economic development; and to promote a digital agenda in top policy areas, including innovation, AI, security and privacy, technology neutrality, accessibility, and interoperability.
Prior to Microsoft, Fred worked with Hewlett Packard (HP) Enterprise where he was the General Manager of Software for HPE Hong Kong.
Fred is an active veteran in Hong Kong ICT industry, he serves in councils of Hong Kong Computer Society (HKCS), itSMF Hong Kong Chapter and the Hong Kong Information Technology Federation (HKITF). Other public services roles that Mr. Fred Sheu is currently serving include Member of Innovation and Technology Training Board (ITBB) of VTC and Convener of its IT sub-committee, Member of OGCIO’s Advisory Committee of the “IT Innovation Lab in Schools” program, Vice Chairman of Innovation, Data and Communication Committee of Hong Kong General Chamber of Commerce, and Member of sub-group on Talent Development of HKSAR Government’s Digital Economy Development Committee.
Fred graduated from the University of Manitoba with a Bachelor of Computer Science (Hon) degree.

Dr. Dan is the director of the Product Specialist Group at Fitch Solutions, having over 20 years of experience with leading credit rating agencies, including Fitch and S&P. His career in these organizations is distinguished by his success in various roles, such as product specialist, model development, product development, solutions architect, and market intelligence. Prior to joining the credit rating industry, Dr. Dan honed his expertise as a risk consultant at a Big 4 consulting firm and began his professional journey as a credit analyst in the banking sector. He holds a doctoral degree from the City University of Hong Kong, with a focus on bank credit ratings, and two Master's degrees in Information & Technology Management and Finance from the Chinese University of Hong Kong and Curtin University, respectively.


Dr. Frank Tong Fuk-Kay is a distinguished leader in Hong Kong's technology and finance sectors, currently serving as the Managing Partner of QBN Capital. With a diverse background that spans fundamental academic research and business operations in both small and large corporations, he brings a wealth of experience to his current role. Before QBN Capital, Frank was the Global Head of Innovation and Strategic Investments at HSBC, where he played a crucial role in advancing the bank's FinTech initiatives. His efforts included fostering collaborations with universities and FinTech startups, significantly enhancing HSBC's innovation landscape. Prior to his tenure at HSBC, Frank served as the CEO of the Hong Kong Applied Science and Technology Research Institute (ASTRI).
There, he focused on key technology areas such as FinTech, smart cities, and semiconductor technologies. Under his leadership, ASTRI formed significant partnerships with major banks, universities, and the Hong Kong Monetary Authority (HKMA), promoting extensive research and development in financial technologies. His initiatives helped position Hong Kong as a global FinTech hub. Frank holds advanced degrees from Columbia University, where he earned his PhD while conducting research at MIT Lincoln Laboratories. His career began at IBM Research, followed by professorships at the Chinese University of Hong Kong (CUHK). He has also held executive roles at TDK and Hisense, showcasing his extensive expertise in both research and practical applications of technology. In addition to his corporate responsibilities, Frank is actively involved in charity, community service, and education. He serves as an adjunct professor at CUHK and participates in various advisory capacities at CUHK, HKUST, and many technology startups, reflecting his commitment to nurturing the next generation of leaders in technology and finance.

Ms. Nancy Cheng currently serves as the Head of Partnership and Innovation at Hang Seng Bank. In her position, she is responsible for overseeing firm-wide innovation projects and strategic partnerships, focusing on areas such as the Central Bank Digital Currency (CBDC) and the development of new business models with innovation companies.
Before joining Hang Seng, Nancy gained extensive experience in mergers and acquisitions across various industries. Additionally, she possesses a strong background in the insurance sector from her tenure at a regional insurance firm.
| Date | Topic | Speaker |
|---|---|---|
| 16 Apr 2024 | The Role of AI in Asset Management |
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| 19 Mar 2024 | Emerging Market Trends in Digital Asset Applications |
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| 27 Feb 2024 | Innovation in Asset Management |
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| 30 Jan 2024 | Innovative banking solution to meet SME customers need |
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| 5 Dec 2023 | Reshaping The Finance Industry With Pioneering AI Applications |
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| 14 Nov 2023 | Leveraging Data In Financial Market Transparency And Investment Decisions |
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| 4 Oct 2023 | The Role of AI in ESG practices |
|

Dr. Alfred MA is a FinTech practitioner and researcher. He holds a PhD in Operations Research from Columbia University, and an MPhil and BSc in Mathematics from the Chinese University of Hong Kong. He is a CFA charter holder, Professional Risk Manager (PRM), Associate of Society of Actuaries (ASA), and Chartered Engineer (CEng). He has more than 5 years of full-time and part-time teaching experience in quantitative finance area in the Chinese University of Hong Kong, Hong Kong University of Science and Technology, City University of Hong Kong and Lingnan University. He has published more than 20 articles in peer-reviewed journals including Journal of Computational Finance, Journal of Financial Data Science, and Journal of Trading.
Alfred is now a managing director in CASH Algo Finance Group (CAFG) which started the first algo trading strategy in 2009 and officially entered the FinTech space at HKSTP in 2016. CAFG obtained the various FinTech awards including Fintech of the year 2018 (start up) by etnet. It managed funds both in Hong Kong and China. CAFG has also been training new algo trading strategists in Hong Kong and organized two times inter-university algo trading competition with participants from top universities in both Hong Kong and China including Peking University, Tsinghua University, and Fudan University.

Robert Lui is Hong Kong Digital Asset Leader, Capital Market Services Group Hong Kong Offering Services Leader, and Audit & Assurance partner of Deloitte China.
Overseeing Deloitte’s digital asset program in Hong Kong, Robert works closely with regulators, trading platforms, custodians, and asset managers on licensing, compliance review, and security token offering projects. With over 20 years of professional experience, he has led over 50 IPO engagements with listed companies, growth enterprises and overseas corporations in a broad range of industries, covering audit & assurance, digitalization, and mergers & acquisition services.
As a Member of the HKSAR Government’s Task Force on Promoting Web3 Development, Robert plays an active role in supporting the growth of Hong Kong’s digital asset and Web3 ecosystem. His other key external appointments include Divisional President of Greater China for CPA Australia, Board Director of the Hong Kong Securities and Investment Institute, and Council Member and Court Member of the City University of Hong Kong.


Brit Blakeney is Senior Vice President in the Digital Advisory & Wealth Management group for the Asia Pacific Region of Franklin Templeton. Based in Hong Kong, Brit is focused on driving the digital product and tech-enabled distribution strategy, working with internal partners and clients. Brit also oversees research, commercial partnerships, strategic acquisitions, and investments into distribution related fintech firms in Asia.
Prior to this role, Brit was Head of Innovation and Ecosystems for DBS Bank Hong Kong. Brit has also held senior positions at major data & analytics, media and internet companies, such as Dun & Bradstreet, AOL and Univision, and helped launch and run several successful internet and financial startups.
Brit holds a Bachelor of Science (B.S.) from Georgetown University and also studied at the Université Stendhal in Grenoble, France. She is on the WealthTech and InvestTech committee of the FinTech Association of Hong Kong, a member of Women in Tech Hong Kong, a founding Advisory Committee member of CEFAR (CUHK Engineering, Fintech and Applied Research Academy), Greater Bay Fintech Talent Initiative Advisor, and is a regular speaker at industry events across Asia.


Transaction Banker of the Year by The Asian Banker (2018)
SME Banker of the Year by The Asset (2018 & 2023)
John is currently responsible for Hang Seng wholesale banking cash management business and strategy with coverage across sales, product management, digital banking channel development and client implementation. He has thorough knowledge and solid experience on commercial banking.
John is a solid commercial banking executive with proven track record in delivering exceptional strong and sustainable business result. He possesses over 30 years of banking experience and specialized on transaction banking. Prior to joining Hang Seng Bank in 2015, John spent 25 years with Standard Chartered Hong Kong and China. He has successful career span in leading business transformation and managing changes effectively. He is an active influencer on digital innovation and latest banking development eg like CBDC.
John has strong leadership and has Asia Pacific working experience in Hong Kong, China and a few APR countries. He got multi-cultural appreciation in working with people of different nationalities and background. He was named Transaction Banker of the Year by The Asian Banker and SME Banker of the Year by The Asset in 2018 & 2023 respectively. John holds an MBA from the Henley Management College in the UK.


Derrick has 25 years of regional P&L management experience in AI powered regtech, fraud prevention, cloud computing, AI/ML, Azure gaming infrastructure, enterprise data center, product management, managed security, data protection and managed services in Asia Pacific and global markets, responsible for direct sales, BD, partner sales, presales, product management, delivery and customer success.
His previous roles include GM, Apps and Infra, Azure at Microsoft Asia. Derrick's current role is General Manager for International Business, Digital Technologies in Ant Group. He leads a team of BDs, solutions architects, engineers and developers to grow the business from 0 to 1: productize, localize, deliver and manage various innovative fintech solutions and services (AI powered eKYC, eKYB, AML, fraud prevention, MPC credit rating, super-app, etc) for both internal Ant Group and external FSI, telco, govt customers.


Emily has 10 years of experience in the financial data industry and currently works in Bloomberg. She is a staunch proponent of integrating the academia with industry practice – Emily is a university part-time lecturer and pioneered the development of finance laboratories in Hong Kong universities. She is an executive committee member of a number of professional and industrial organisations. Emily is an executive committee member of the HKUBBA Association, a member of the Chartered Market Technician Association, an external professional advisor for UOW College and a former committee member of the FinTech Association of Hong Kong. She routinely speaks in university guest lectures and industry conferences on technology, data and technical analysis. She served in the HKSAR Government as an Assistant Secretary, who is responsible for policy formulation, resource allocation and the promotion of the interests of the HKSAR.
Emily is an avid volunteer and scales the cultivation of financial and technological inclusion and literacy through her networks. She led Government-subvented volunteer organisations. Her work on youth development has been featured by the Government for public recognition.

Dr. Chib is a seasoned Capital Markets professional with 27 years international experience with leading banks based in Hong Kong, New York and Toronto. He is the Asia CAO - Financial Institutions Sales & Solutions at Citi based in Hong Kong.
Dr. Chib is also passionate about Responsible Finance, ESG, Diversity & Talent. He is engaged with several committees and industry associations including the Co-Chair of the COO Markets committee at ASIFMA; FinTech Association of Hong Kong, Canadian Chamber of Commerce and various ESG and Citi Talent related task forces. He is also involved with several mentorship programs.
Dr. Chib received his Doctorate degree in Business Administration in October 2020 from City University of Hong Kong in Organizational Behaviour and leadership with a focus on the younger generation within Financial Services. He has a MBA (Executive MBA) and a BSc. in Quantitative Economics (with honors) from University of Toronto.

| Date | Topic | Speaker |
|---|---|---|
| 23 May 2023 | Data Collaboration and Governance |
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| 18 Apr 2023 | Application of Technology on Sovereign Credit Assessment |
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| 14 Mar 2023 | Capturing the future of virtual assets |
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| 7 Feb 2023 | Sustainability Initiatives: Challenges around Operational Resilience, Cloud and ESG Implementation |
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| 17 Jan 2023 | Riding on Digital Innovation to Achieving Winning Position |
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| 7 Dec 2022 | Fintech in Algo Trading and Asset Management |
|

Charlotte Wong is a seasoned banking and technology professional with over 20 years of experience. Since joining HSBC in 2001, Charlotte has held several key leadership positions across technology teams globally and regionally, in the domains of Global Markets, Securities Services and Wholesale. She is recently appointed as the Chief Information Officer Hong Kong of HSBC, leading the technology and transformation agenda to deliver faster, easier and more secure digital banking.
Charlotte graduated from the University of Hong Kong with a Bachelor’s Degree in Computer Science and Information Systems, and she also holds a Master of Engineering Degree in System Engineering and Management from the Chinese University of Hong Kong.
Charlotte is very passionate in education, especially how technology could enable quality and assessable education. Outside her professional role, she volunteers as a Girl Guide/Scout commissioner and leader and is an active member in the global Girl Guiding and Scouting movement, in advocating leadership development for girls and young women. She is also pursuing a Master of Education degree and acts as the technology advisor of an EdTech start-up in Hong Kong.



Mr. Robert Lui is the Hong Kong Digital Asset Leader, Southern Region Government Affairs Unit leader, Capital Market Services Group-Southern Region Offering Services Leader and Audit & Assurance partner of Deloitte China. He has over twenty years working experience in Deloitte China. Over the years, Robert has provided audit & assurance, digitalization, merger & acquisition services to listed companies, growth enterprises and overseas companies. In addition, he is responsible for the affairs and relationship with the Government Units and the development of the Greater Bay Area.
Being the Capital Market Services Group Leader of Deloitte China Southern Region, Robert assisted more than fifty entities in their initial public offerings in The Stock Exchange of Hong Kong Limited.


Dr. Chib is a seasoned Capital Markets professional with 27 years international experience with leading banks based in Hong Kong, New York and Toronto. He is the Asia CAO - Financial Institutions Sales & Solutions at Citi based in Hong Kong.
Dr. Chib is also passionate about Responsible Finance, ESG, Diversity & Talent. He is engaged with several committees and industry associations including the Co-Chair of the COO Markets committee at ASIFMA; FinTech Association of Hong Kong, Canadian Chamber of Commerce and various ESG and Citi Talent related task forces. He is also involved with several mentorship programs.
Dr. Chib received his Doctorate degree in Business Administration in October 2020 from City University of Hong Kong in Organizational Behaviour and leadership with a focus on the younger generation within Financial Services. He has a MBA (Executive MBA) and a BSc. in Quantitative Economics (with honors) from University of Toronto.


Jennifer is a highly respected accounting professional and Fintech leader who has taken on senior management roles for over two decades. She is recently elected as the Global Council Member of ACCA for 2022-2025. In 2021, she was winner of the Outstanding Women Professionals and Entrepreneurs Award and was named by the Fintech Magazine as one of Fintech’s Top 100 Leaders in a global league table. In 2019, she was named ACCA Advocate of the Year, both for Hong Kong and Greater China, and was the Chairlady of ACCA Hong Kong for 2021/22. Jennifer is also the consultative and advisory panel member of Hong Kong Internet Registration Corporation and the EXCO Member of the FinTech Specialist Group of Hong Kong Computer Society


Dr. Alfred MA is a FinTech practitioner and researcher. He holds a PhD in Operations Research from Columbia University, and an MPhil and BSc in Mathematics from the Chinese University of Hong Kong. He is a CFA charter holder, Professional Risk Manager (PRM), Associate of Society of Actuaries (ASA), and Chartered Engineer (CEng). He has more than 5 years of full-time and part-time teaching experience in quantitative finance area in the Chinese University of Hong Kong, Hong Kong University of Science and Technology, City University of Hong Kong and Lingnan University. He has published more than 20 articles in peer-reviewed journals including Journal of Computational Finance, Journal of Financial Data Science, and Journal of Trading.
Alfred is now a managing director in CASH Algo Finance Group (CAFG) which started the first algo trading strategy in 2009 and officially entered the FinTech space at HKSTP in 2016. CAFG obtained the various FinTech awards including Fintech of the year 2018 (start up) by etnet. It managed funds both in Hong Kong and China. CAFG has also been training new algo trading strategists in Hong Kong and organized two times inter-university algo trading competition with participants from top universities in both Hong Kong and China including Peking University, Tsinghua University, and Fudan University.

| Date | Topic | Speaker |
|---|---|---|
| 19 Jul 2022 | Fintech-banking Collaboration Using Open API - a Glimpse at Mainland and Hong Kong |
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| 17 May 2022 | How to make reading data less terrible - a beginner's guide to leveraging financial data for decision making |
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| 19 Apr 2022 | Future Of Money – How Web3, FinTech And Tokens Are Re-Inventing The World |
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| 15 Mar 2022 | The Impact Of Technology On The Credit Rating Industry |
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| 15 Feb 2022 | A Glimpse at FinTech 2025 |
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| 18 Jan 2022 | Financial Technology and the Evolving Landscape of Banking |
|
| 12 Oct 2021 | Early glimpse of CBDC (Central Bank Digital Currency) – Are Asian countries ready for it? |
|
(from left to right: Mr. Andrew Lim, Mr. Alan Cheung, Mr. Terry Chan, Prof. Raymond Tsang)
Introduction/Background
In this panel, leaders from the regulator, commercial bank and technology research institute explored the fintech-banking collaboration on the use of open API. HKMA has been a long time advocator of smart banking initiatives, especially in the area of Open Application Programming Interface (API). Hang Seng Bank (China) has leveraged on Open API to facilitate collaboration with fintech companies in the mainland; while ASTRI has also developed secured portals for third party service providers to access clients’ bank systems with client authorization.
Mr. Terry Chan, Senior Manager of HKMA who is a seasoned professional in promoting the development of Hong Kong’s fintech ecosystem; Mr. Alan Chung, Senior Director of ASTRI who drives fintech and smart city initiatives; and Mr. Andrew Lim, Head of IT of Hang Seng China who oversees all IT functions of the bank, discussed how regulators could provide an environment for fintech to be developed in a way that balances risks and returns; how open API could be applied to facilitate the use of alternative credits for SMEs; as well as how a bank can leverage open API to facilitate cross-border data transmission.
Balancing risk while fostering an open and innovative habitat
Terry highlighted HKMA’s key towards balancing both lies in two elements of the Open API Framework: high-level guiding principles, and non-compulsive. On one hand, the framework provides core principles and assumptions both banks and service vendors should have in mind when developing open API initiatives; but on the other hand, it is not HKMA’s intention to mandate their implementation as it may limit innovation in the industry and might hinder the development of best practices.
Open API, Machine Learning, Credit Score and Privacy
Alan used alternative credit scoring for SMEs combined with machine learning as a use case of open API. Alternative data, both transactional (e.g. cashflow data) and non-transactional (e.g. external reports and behavioral traits), can be extracted and analyzed from various sources to form an alternate credit score to facilitate credit applications. Federated machine learning, a distributed middle ground between machine learning and data privacy, enhances the entire process by meeting the needs on both functional and privacy ends.
Cross-border expertise
Using Hang Seng Bank as an example, Andrew highlighted how 3rd party vendors help navigate cross-border open API concerns. The biggest pain point the industry faces is the need to comply with mainland data regulations, and the expertise of 3rd party vendors proved to be a solution to the challenge. China’s PIPL (personal information protection law) is quite stringent on how cross-border data can be stored, processed and transferred, but ensuring the compliance with such rules is quintessential to capturing business opportunities in mainland China. By collaborating with an experienced 3rd party vendor in China, Hang Seng is able to overcome such challenges as the vendor’s rich experience in similar areas allowed them to develop infrastructures that are fully regulations-compliant, while managing costs and a timely delivery.
Q&A highlights: futureproofing young talents
When asked to give some tips for the younger generation to get into the industry of fintech, Andrew encouraged young people to develop a solid understanding of both Chinese and western technology. Under the influence of geopolitical tides, China is increasingly pushing the replacement of western technology products (e.g. Cisco, Microsoft Office) with home-made alternatives (e.g. Huawei, WPS Office). Such trend is expected to cause the technology scene to diverge into two streams: the east and the west; and hence, the mastery of both is a key to futureproof one’s skillset in the upcoming decades.




Raymond Tsang received his B.Com. degree in Finance and Management Information System at McGill University, Canada. He received his M.S. degree in Financial Mathematics at the University of Chicago, USA. He holds the Chartered Financial Analyst (CFA) designation and is a Financial Risk Manager (FRM). Mr. Tsang has been an industry practitioner since 1997. He started his trading career at the Bank of Canada, the sovereign’s central bank, as a Trader/Analyst in the Foreign Reserves Management team, managing the liquidity tier of Canada’s foreign reserves. He then worked as a derivatives trader on the interest rate trading desk at the Bank of New York, via a joint venture with Susquehanna International Group. He mainly traded swaps, bermudan swaptions and other cross-assets structured products. In 2008, he relocated from New York to Hong Kong as the Managing Director, Head of Derivatives Trading for the APAC region, setting up the derivatives desk in Hong Kong for BNY Mellon. In 2014, he joined the Bank of Tokyo-Mitsubishi UFJ Ltd as the Chief Dealer of the derivatives trading desk. Starting in 2012, Mr. Tsang has been a part time Lecturer at HKU SPACE, teaching graduate level courses in collaboration with the University of Michigan Dearbon and the University of Hull. Moreover, he teaches venture capital and risk management courses in various programmes. He is also an External Examiner for several programs, such as the Postgraduate Diploma in Financial Risk Management, the Certificate in Business and Economics and the Certificate in Investment.
In 2015, Mr. Tsang joined the Centre for Financial Engineering at the Chinese University of Hong Kong as a Senior Lecturer/Career Master. In addition to his teaching in the Master of Science in Financial Engineering programme, offering a practitioner perspective, he also provides career advice and helps the students in seeking internship opportunities and full time jobs.
Introduction - How to make reading data less terrible – a beginner's guide to leveraging financial data for decision making
In today’s increasingly volatile and complex economic environment and erratic market factors, how can we stay on top of the market and make better decisions? Many people turn to data studies for a solution. It may seem like data is available to us at our fingertips, but paradoxically to some people, it is challenging as they face problems such as data lacking in quality and structure as well as data standardization. All these prevent us from making decisions based on data efficiently and effectively. In this seminar, the speaker, Miss Emily Chan, who is a Buy-side Solution Specialist and leads the APAC news advocacy strategy in Bloomberg, made use of three case studies to demonstrate how better data use, research and analytics, can potentially enhance financial market transparency, and subsequently increase the effectiveness and efficiency in our decision making.
Key takeaway from the seminar
Conventional wisdoms
By comparing different ways of presentation on the Hang Seng Index, Emily highlighted how the way we present data affects the validity of the data. The tools and ways of visualizing data will directly affects the insight we draw from data, therefore, a well-developed tool is necessary when conducting data analysis. Emily introduced Bloomberg’s research and analysis tools as an example, in which it helps users to identify the products that are aligned with investment objectives, and hence assist users to conduct detailed analysis and drive effective and efficient decision making.
Market sentiments
Macro market sentiments is the general prevailing attitude of investors to the anticipated price movements in the market. However, with high volume and time sensitivity and dependence of news and social media stories, it is difficult to extract actionable information with human eyes. Therefore, use of automatic tools is necessary. Through the sharing of how Bloomberg users monitor social media polls on a Bloomberg terminal from influential market participants, or key topics affecting the investment universe, Emily demonstrated how we can extract useful information and systematically quantify market sentiment within a short time, and hence drive efficient decision making.
Trend analysis
Besides reading historical data and live data, prediction from data is also one of the key components when making decision. Emily took interest rate as an example, and demonstrated how AI algorithms, such as Bloomberg’s document search functions, monitor and capture speculation well ahead systematically. By projecting the trend of data, and spotting out possible factors which affect the trend, effective decision making can be achieved.
Way to the Future
With today's increasingly complex environment, it is important not just to have access to the documents, but also to have access to the capability to study the documents systematically. In other words, the key to drive effective and efficient decision making is to gain insights and get context from data, analyze them with the needs of AI, and then collaborate. In this seminar, Emily has shared her view on how data is studied and how our technology may assist in this process. Our technology comes in the form of data, analytics, and community, they never stand alone. All these are integrated into investment workflows to enable real time identification of opportunities. And from all these consistent and quality data, we frame out enterprise solutions.
Emily is a Buyside Solution Specialist and leads the APAC news advocacy strategy in Bloomberg. Emily is a staunch proponent of integrating the academia with industry practice - she is a university part-time lecturer and pioneered the development of finance laboratories in Hong Kong universities.She is an Executive Committee member of a number of professional and industrial organisations. Emily is an Executive Committee Member of the HKUBBA Association, a Member of the Chartered Market Technician Association, an External Professional Advisor for UOW College and a former Committee Member of the FinTech Association of Hong Kong. She routinely speaks in university guest lectures and industry conferences on technology, data and technical analysis. She served in the HKSAR Government as an Assistant Secretary, who is responsible for policy formulation, resource allocation and the promotion of the interests of the HKSAR.
Emily is an avid volunteer and scales the cultivation of financial and technological inclusion and literacy through her networks. She led Government-subvented volunteer organisations and her work on youth development has been featured by the Government for public recognition.
Introduction - How Web3, FinTech And Tokens Are Re-Inventing The World
The future of money is rapidly evolving as society shifts from a physical economy to an increasingly digital one.
From the metaverse’s increasing popularity to the democratization of money, innovation is clearly disrupting the traditional notion of money. This disruption is changing the way we commonly ‘make’, ‘spend’ and ‘manage’ money.
In this seminar, the speaker, Peter shared the ways of how large organisations applied for the technology evolution, followed by a fireside chat with Prof. Chun Kwong Chan, to discuss some of the interesting questions raised out from the participants.
Key takeaway from the seminar
Peter started with a history about how currencies and technologies came along over the years, of which the changes had accelerated significantly especially in the past two years, from new tokens to new currencies and ventures into the growth of FinTech for HSBC, supported with the examples of HSBC sponsoring multiple digital brands experience. With HSBC adopting new technologies and driving innovation, this enabled us to sample and learn our ways of living and banking with new technologies, continuing to maintain the trust as a customers, as a business or as a government service provider.
How we are Digital Today
Digitalization has been progressively penetrating and changing the banking landscape. From facilitating the establishment of a new bank account, HSBC has launched a mobile banking experience which enabled customers to open a new account in less than five minutes, to the launch of PayMe digital wallet technology that allow people to have the easy invest technology through HSBC Reward+. With effective multi-currencies (e.g. 28 different currencies) in PayMe wallet, this enabled customers to move money and transact without boundary and limitation of platforms and formats of payments. This enables HSBC businesses to grow with an advantage of competitiveness world globally today.
Significant Business: Mobile Banking
Currently HSBC deals with over 1.2 billion logins on the personal banking mobile app, of which 53% of them engaged with HSBC via the mobile app on a monthly basis, and over 95% of the retail banking transactions are done electronically. Especially, in recent two years, it has been accelerated by the need of people working from home while working remotely from home.
Moreover, Peter shared finance innovation in 22 areas, of which he called it “22 for 22” (some of the inspiring items are listed below)
Q & A highlights:
This is about Proof of Stake in the Ethereum Network. Won’t this validation process centralize even further ETH?
Peter answered that they're trying to drive with proof of stake on a theorem is not centralization versus decentralization though it is the other big complaint. Nobody likes to do transactions where the cost of the transaction outweighs the cost of the asset. These protocols start to evolve and develop, as they deal with the different limitations that they have based on their decentralized or centralized nature, they're always trying to evolve and create platforms for amazing new use cases. He added that it's going beyond just the speculative asset of putting all people’s money into coin that can be used for trading.
What do you think if some people say that cryptocurrency promote illegal activities for example, selling drugs and, money laundering?
Peter believed that the fact that technologies could have both benevolent and malevolent use. It's safer to do a transaction in fiat currency than it is to do with a current transaction with Bitcoin as people can decode and identify using forensic means, such as the IP addresses and the wallets of a blockchain network is much easier to trace than the use of fiat currency.
Peter is Currently part of the Asset Management, Venture team. Previously, Director of Innovation, for the Asia region, within the Wealth & Personal Banking business at HSBC including Hong Kong Fintech Week program, RISE, = Women in Tech Program.
Prior to that spent 15 years at Intel Semiconductor. Held positions in Product management, Branding & campaign development, Retail engagement and sales, Social media community creation, developed, launched and managed multiple USD100M+ products across Asia for Intel Semiconductor, including Centrino, Core2Duo, Core2 Quad, Xeon Processors.
Dan is a director of the product specialist group at Fitch Solutions, a member of Fitch Group. Fitch, S&P and Moody’s are the big 3 credit rating agencies. Dan has over 20 years’ credit-related experience including 17 years at Fitch and S&P in a variety of roles, such as product & market management, credit risk modeler, regulatory compliance consultant, and solutions architect. Before his career in credit rating agencies, Dan worked as a risk consultant and corporate credit analyst at E&Y and DBS Bank.
He holds 2 masters degrees, one in Finance and another in Information & Technology Management. He is currently pursuing his doctoral degree with a research topic about bank credit ratings.


Dr. Chib is a seasoned Capital Markets professional with 27 years international experience with leading banks based in Hong Kong, New York and Toronto. He is the Asia Pacific COO - Financial Institutions Sales & Solutions at Citi based in Hong Kong.
Dr. Chib is also passionate about Responsible Finance, ESG, Diversity & Talent. He is engaged with several committees and industry associations including the Co-Chair of the COO Markets committee at ASIFMA; FinTech Association of Hong Kong, Canadian Chamber of Commerce and various ESG and Citi Talent related task forces. He is also involved with several mentorship programs.
Dr. Chib received his Doctorate degree in Business Administration in October 2020 from City University of Hong Kong in Organizational Behaviour and leadership with a focus on the younger generation within Financial Services. He has a MBA (Executive MBA) and a BSc. in Quantitative Economics (with honors) from University of Toronto.



Working as technologist for over 20 years from retail insurance to commercial banking and wealth management industries. He has gained a lot of exposure in various technology architecture and platforms. In recent years, he focused on the Asia-Pacific region and leveraged customer-centric design principles. He has developed a few key digital products including WeChat mini-banking, trade finance blockchain platform and other digital banking products for retails and ultra-high net-worth individuals.
In livi bank, he is now fully dedicated to promoting financial inclusion and delivering secure, safe and customer-centric banking experience to HK customers.

Peter Lee the Chief Technology Officer, IBM Hong Kong & Distinguished Engineer, Technology Unit, IBM Greater China Group. Mr. Lee has over 25 years of IT experience and leads pre-sales technical support and architect infrastructure solution based on IBM Server Solutions, System Storage and System Software.
Mr. Lee is a veteran in IBM Systems who led technical communities and made outstanding contributions to business and industry via number of large scale project implemented, e.g. Banking Card Infrastructure at China Union Pay; Banking solutions deployment at countrywide Banks & RCCB in PRC; AI solution deployment in GCG region; ERP Infrastructure deployment at Fortune500 companies; TOP500 High Performance Computing projects at China Meteorological Administration & Taiwan Central Weather Bureau etc.
Mr. Lee has recently played Technical Advisor role to IBM China Standards Council, helping IBM China to monitor, feedback and comply with many evolving China Regulations. It does not only help IBM to safeguard our business in China, but also facilitate our customers to better understand China Regulations and to land their business in China with IBM as their Trusted Technology Partner.
With that, Peter Lee has been appointed to be the first Distinguished Engineer of IBM Systems in IBM Greater China Group since 2014.

| Date | Topic | Speaker |
|---|---|---|
| 8 Jun 2021 | Transparency in Artificial Intelligence |
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| 30 Mar 2021 | Role of API and Data in FinTech Ecosystem |
|


Stephen is the Wealth and Personal Banking Head of IT of Hang Seng Bank, one of the leading bank in Hong Kong. Stephen oversees the IT services under Wealth and Personal Banking business, while spearheading the fintech innovation to improve the delivery and use of financial services, also to cultivate the bank innovation culture.
Stephen’s path has taken him from a career as an application engineer to life as a IT head and an innovator. His previous works have brought him to gain experience from various organizations, ranging from local bank, Government, European bank, US bank and Chinese bank. Over his 20+ years’ experience in Banking sector since, Stephen has played different roles including Application delivery, IT service management, IT management and Innovation. He believes that entrepreneurial culture can transform big organization and drive business growth via continuous innovation.

Michael is the Assistant Director, Corporate Engagement, Strategic Partnerships, The Hong Kong Science and Technology Parks Corporation (HKSTP). He oversees corporate partnership by leading Global Acceleration Academy (GAA). GAA provides the framework and resources to serve global leading corporations on their innovation journey. GAA hosts both on-demand solution matching and joint accelerator initiatives around various industry verticals and technology to accomplish Corporate Innovation impact so to sharpen their competitive edges.
Michael is a full-stack startup practitioner with 10+ years hands-on experience, focusing on business development, product design and project management. He believes co-creation and commercialisation of technologies through an empowered global partnership network is the key to accelerate innovation.